Insurance & Protection

In case you are not familiar with the market of insurance in general and healthcare coverage in particular, it can be quite confusing at first. But do not worry, as it is far simpler than you may think. Here’s a short recap of the most important things to know when shopping for health coverage plans. [...]

There are times when you get an overview and then it hits you, “Somethings just don’t add up.” Well, you remember Wellpoint, don’t you? This is the friendly company that, around January or February, announced it was going to increase premium rates by up to 39% in a number of states around the Union. President [...]

Perhaps this is an unnecessary statement of the obvious, but the point of insurance is to give people a financial safety net. Should an emergency or disaster strike, money you would struggle to find is paid out by your insurance company. But the squeeze has been on for the last decade as medical costs and [...]

The year long fight over whether to pass a bill reforming the healthcare industry has just come to an end. President Obama has signed it into law. Now all we have to do is sit back and wait to see whether it will deliver a better and fairer service to more of the population. At [...]

It is totally true that it is not easy to find an insurance that would suit your business criteria when your business is small. It is not easy but you can surely find what you want if you know how to search. Let’s imagine you run a small company and you need to get health [...]

Now that President Obama has signed the healthcare reform bill into law, the dust kicked up by the battle is now slowly starting to settle. There is still fighting, but it has moved on to different ground. In this time of calm, we have the chance to reflect on what has been achieved and to [...]

The widely-discussed reform of healthcare industry in the US owes much of the stir around it to the simple fact that having your health insured in our country isn’t affordable for millions of people of different demographic groups. In other words, it’s just too expensive to be within the family budget of most US citizens. [...]

Having an Exclusive Provider Organization (EPO) means that the medical service providers you will receive care from should have signed up an agreement with the insurance company to allow offering you these services. This way EPO plans are somewhat similar to PPO (Preferred Provider Organization) plans, meaning that the person having such a plan can [...]

Through the advancement in medical sciences, there are many benefits people can do to improve their life such as health, social justice, and property rights.

It is undeniable that group health insurance premiums increase yearly. The HR department with the BOD should work hand in hand, and gather information about the increase. The search can begin with the total claims and the trends of claim.